In today’s fast-paced world, one thing is certain: your health is your greatest asset. But medical care in the United States can be expensive — and often, unexpectedly so. That’s why having the right health insurance isn’t just a good idea — it’s essential.
📉 The Cost of Being Uninsured
According to the Kaiser Family Foundation:
- The average cost of a 3-day hospital stay is around $30,000 without insurance.
- In 2023, the average annual premium for employer-sponsored health insurance was $7,911 for individuals and $22,463 for families.
- As of 2022, over 27 million Americans were still without health insurance — many citing affordability or lack of knowledge as barriers.
Without coverage, one emergency room visit or unexpected diagnosis can lead to long-term financial hardship.
🛡️ What Does Health Insurance Really Cover?
Health insurance isn’t just for emergencies. A good plan provides access to preventive care, regular check-ups, specialist visits, and prescriptions — often with significantly reduced out-of-pocket costs. Depending on your coverage, it may include:
- Doctor visits and annual wellness exams
- Hospitalization and emergency services
- Prescription drug coverage
- Mental health services
- Maternity and newborn care
- Chronic condition management
- Pediatric services
💡 Why It Matters Now More Than Ever
Whether you’re self-employed, between jobs, or aging into Medicare, health insurance provides peace of mind. It allows you to take control of your well-being and protect your finances in the process.
At Life Force Insurance Agency LLC, agent Nidia Medrano is here to help you find the right health plan that fits your needs and budget. Whether you need individual coverage, family plans, or Medicare options, she offers expert guidance every step of the way.
📞 Don’t wait until you’re faced with a medical crisis.
Call Nidia Medrano today at 956-346-1050 or
📧 Email: nminsurance24@gmail.com
Your health is priceless — protect it with the coverage you deserve.
Life Force Insurance Agency LLC 