As you approach or settle into retirement, managing your health becomes more important than ever. For many Americans aged 65 and older, Medicare provides essential coverage — but it doesn’t cover everything. That’s where Medicare Supplement Plans, also known as Medigap, come in.
At Life Force Insurance Agency LLC, Nidia Medrano is here to help you understand your options and find a plan that gives you the peace of mind you deserve.
What Are Medicare Supplement Plans?
Medigap plans are private insurance policies designed to help pay for healthcare costs that Original Medicare doesn’t cover, such as:
Copayments Coinsurance Deductibles Hospital costs after you exceed Medicare limits Foreign travel emergency coverage
These plans work alongside your Original Medicare (Parts A & B) to minimize out-of-pocket expenses and give you greater financial protection.
Why Consider a Medicare Supplement Plan?
Here are just a few reasons why adding a Medigap plan can be a smart decision:
Predictable Costs: Know what you’ll pay each month and reduce surprise medical bills. Freedom of Choice: See any doctor or specialist that accepts Medicare — no need for networks or referrals. Comprehensive Coverage: Protect yourself from unexpected hospital stays or ongoing treatment costs. Flexibility While Traveling: Many plans offer emergency medical coverage when you’re outside the U.S.
Did You Know?
According to the Kaiser Family Foundation, over 14 million Medicare beneficiaries in the U.S. were enrolled in a Medigap plan in 2023 — a number that continues to grow each year as more people seek peace of mind and better control over healthcare expenses.
When Can You Enroll?
The best time to enroll in a Medicare Supplement Plan is during your Medigap Open Enrollment Period — a 6-month window that starts the first month you’re 65 or older and enrolled in Medicare Part B. During this time, you can enroll without medical underwriting, meaning no health questions or risk of being denied coverage.
Let Life Force Insurance Agency Guide You
Choosing the right plan can feel overwhelming — but it doesn’t have to be. At Life Force Insurance Agency LLC, Nidia Medrano will walk you through your options, explain the differences between plans (like Plan G, Plan N, or Plan A), and help you select the one that fits your health needs and your budget.
Get the coverage and confidence you deserve.
Contact Nidia today for a personalized consultation:
Phone: 956-346-1050
Email: nminsurance24@gmail.com
Life Force Insurance Agency LLC — because peace of mind matters.
Life Force Insurance Agency LLC 